Our Capabilities . | . Investment Management

Investment Management

Our rigorous investment process is based on nobel prize winning research that proves that strategic asset allocation and passive investment management produce the highest net returns for investors, and that market timing and active trading generally leads to higher cost and lower overall performance. By linking specific client goals to investment policy and asset allocation decisions, and then implementing timely tax-harvesting and rebalancing procedures, we help clients keep their emotions in check and enforce portfolio discipline.

Our investment philosophy recognizes that while we cannot control the direction of the market, we can control the asset allocation, which accounts for more than 90% of returns.

While we cannot control market volatility, we can reduce risk by diversifying portfolios with non-correlated asset types;.

While we cannot control tax rates, we can seek higher net returns by employing tax-efficient investment vehicles with lower expenses, turnover and transaction costs.

Finally, though we cannot control inflation, we can plan for and mitigate its impact with inflation protected securities and certain alternative assets.

Wealth Planning
Using our Total Wealth Plan™ process, we partner with you and your other advisors to create a multi-faceted plan for meeting your retirement lifestyle needs and preserving your wealth for future generations.

Retirement Planning
By analyzing your entire financial situation, we help you quantify the cost of a comfortable retirement and create an investment and retirement income distribution plan that allows you to spend more of your time enjoying life.

Estate Planning & Philanthropy
We help our clients steward their assets and protect their legacies by minimizing transfer taxes using a variety of advanced estate planning techniques.

Small Business Solutions
We help business owners maximize the return from their business with strategies to reduce taxes, save more for retirement and protect their company’s interests.